AFLAC

 

Crawford County employees also have the opportunity to enroll in supplemental insurance provided by Aflac.  Aflac, American Family Life Assurance Company, is a provider of guaranteed-renewable insurance in the United States and Japan.  Aflac provides protection to more than 40 million people.

 

When you are sick or injured, everything else becomes secondary.  The moment is all that counts as you marshal your emotional, physical, and financial resources to get back on your feet as quickly as possible.  The concern for a growing number of Americans is the increasing burden of uncovered and out-of-pocket expenses.  Aflac insurance policies are available on a direct basis through payroll deductions at Crawford County.  Aflac insurance policies provide direct-to-the-policyholder cash benefits.  Policy options available through Aflac are as follows:

 

• Accident/Disability
• Cancer/Specified-Disease
• Dental
• Hospital Confinement Indemnity
• Hospital Confinement Sickness Indemnity
• Hospital Intensive Care
• Life
• Long-Term Care
• Short-Term Disability
• Specified Health Event

 

Contact Information

 

Aflac WorldWide Headquarters

1932 Wynnton Road

Columbus, GA 31999

Telephone: 1-800-992-3522

Web site: www.aflac.com

 

 

Central States Health & Life Co.

 

CSO is a supplemental health and life insurance company specializing in credit protection markets. CSO offers valuable credit protection products and programs through a nationwide network of financial institutions and auto dealerships.

 

Central States Health & Life Co. of Omaha (CSO) is a mutually owned company specializing in the Credit Protection market.

 

Since 1932, CSO has built a strong foundation in health and life insurance.  Currently licensed in 49 states and Guam, CSO is rated B++ (very good) by A. M. Best, a leading insurance industry analyst.

 

Credit Protection Services (CPS) will continue to market both credit insurance and debt cancellation products, targeting markets where each is appropriate and maintaining its prominence.

 

Policy options available through CSO are as follows:

 

• Credit Life Insurance
• Credit Disability Insurance
• Accident Insurance
• Cancer Insurance
• Critical Illness Insurance
• Life Insurance
• Medicare Supplement Insurance
• ScriptSave Discount Program

 

Contact Information

 

Central States Health & Life Co. of Omaha

P.O. Box 34350

1212 N. 96th St.

Omaha, NE 68134-0350

Telephone: 1-800-790-7055

Web site: www.cso.com

 

 

Cincinnati Life Insurance Company

 

 

Cincinnati Financial Corporation

 

Cincinnati Financial Corporation has six subsidiaries. The lead property casualty insurance subsidiary is The Cincinnati Insurance Company. The Cincinnati Casualty Company and The Cincinnati Indemnity Company also offer business, homeowner, auto and personal liability insurance. The Cincinnati Life Insurance Company markets life and disability income insurance and annuities. CFC Investment Company offers commercial leasing and financing services. CinFin Capital Management Company provides asset management services to institutions, corporations and individuals.

 

The Cincinnati Insurance Company actively markets property casualty insurance in 31 states. They pursue a selective market strategy that allows them to seek healthy regulatory environments and control their exposure in areas considered prone to catastrophe losses. Earthquake, hurricane, and tornado exposures are carefully considered before entering a new territory or appointing additional agencies. This helps keep premiums down.

 

Not all subsidiary companies of Cincinnati Financial Corporation are licensed in all 50 states, the District of Columbia, and Puerto Rico. 

 

The Cincinnati Life Insurance Company’s LifeHorizons product line offers you flexible and affordable insurance protection and long-term financial planning solutions to protect your family, your income, your assets and your future.

 

Types of policies offered through Cincinnati Life Insurance Company are as follows:

 

• Term life, whole life, universal life and survivor universal life insurance can meet your family’s life insurance needs.
• Disability income insurance provides a monthly income when you are unable to work due to a disabling injury or sickness.
• Annuities help you reach your long-term financial goals, creating an income you can’t outlive.

 

Contact Information

 

Cincinnati Life Insurance Company

PO Box 145495

Cincinnati, OH 45250-5496

Telephone: 1-513-870-2000

E-Mail: cfc_corporate@cinfin.com

Web site: www.cinfin.com

 

 

Conseco

 

Life insurance offers financial security for you and your family.  It can help fill the gap left by your death.

 

A life insurance policy is a contract stating that an insurance company will pay a benefit when the insured person dies.  If you are the insured, this benefit will be paid to your family or business, called beneficiaries.

 

Conseco offers three types of life insurance products:

 

• Universal Life Insurance
• Equity-Indexed UL Insurance
• Whole Life Insurance

 

Contact Information

 

Conseco, Inc.

Po Box 1930

Carmel, IN 46082-1930

Telephone: 1-800-541-2254

Web site: www.conseco.com

 

 

MetLife

 

We all have a responsibility to protect those who depend on us with a sufficient amount of life insurance protection. Life Insurance is the cornerstone of your family’s financial security. It can provide those who are left behind with a lifetime of financial security.

 

Life Insurance can also provide businesses with the capital necessary to survive the passing of a key employee or partner.

 

There are two basic types of life insurance available on the market today, Term Life Insurance and Permanent Insurance. Which one is for you? It may depend on how long you need the coverage for. If you have a temporary protection need, Term Life Insurance may be appropriate. If you expect to need life insurance for a longer duration, even for your lifetime, then you should consider Permanent Life Insurance.

 

• Term Life Insurance: Designed for temporary life insurance protection, Term Insurance offers the lowest initial premium expense.  Over time, however, term insurance premiums can increase significantly.  In the long run, the cost may even surpass the cost of permanent life insurance.
• Permanent Life: Intended to provide life insurance protection for an extended duration, even for your entire lifetime.  Permanent Life Insurance offers guaranteed premiums and guaranteed cash values (accumulated as a result of your premiums

Contact Information

 

MetLife

PO Box 30440

Tampa, FL 33630-3440

Telephone: 1-800-638-5433

Web site: www.metlife.com

 

 

Philadelphia American Life Insurance Company

 

Philadelphia American Life Insurance Company is proud of the commitment they provide towards excellent service with affordable premiums. They are unique in their relationship with employees, customers, and agents by combining the strengths of both eastern and western cultures. They continue to cultivate a corporate culture founded on vision, creative ideas, cost-efficiency, teamwork and family concepts. This sound philosophy is interrelated with every aspect of their development and culture.

 

Philadelphia American Life Insurance Company celebrated their 75th anniversary in 1999. Over the years, they have grown significantly in the number of customers, agents and employees. They currently carry an A.M. Best rating of B+. This rating, from the industry's leading insurance rating agency, places them in the "Secure Ratings" group of insurance companies. They are financially strong and are determined to become a "model company for future America".

 

Contact Information

 

Philadelphia American Life Insurance Company

200 Westlake Park Boulevard

Houston, Texas 77079

Telephone: 1-800-552-7879

Web site: www.philadelphiaamericanlife.com

 

 

Prudential Financial

 

Prudential Financial companies serve individual and institutional customers worldwide and include The Prudential Insurance Company of America, one of the largest life insurance companies in the U.S. These companies offer a variety of products and services, including mutual funds, annuities, real estate brokerage franchises, relocation services, and more.

 

Life insurance can help carry out your hopes and dreams for the future—even after you’re gone.

 

An important part of a sound financial plan, life insurance provides a death benefit to your beneficiaries and can replace some of the income you would have earned. This can help preserve your savings, investments, and other assets for the purposes you intended, such as education funding or paying off a mortgage.

Choose the Right Policy

 

You probably have a vision of your ideal policy: one with guarantees, premiums that fit your budget, flexible features that can adapt as your needs change and your family or business grows, or perhaps the ability to build up cash value.

 

With the variety of policies available from the Prudential Financial companies, you can find one that satisfies your needs, goals, and budget.

 

Contact Information

 

Prudential Financial

PO Box 13376

Philadelphia, PA 19101

Telephone: 1-888-779-2888

Web site: www.prudential.com

 

 

Transamerica

 

Transamerica understand that everyone's protection needs and goals are different. That's why the companies of Transamerica proudly offer a variety of life insurance products designed to help you achieve exactly what you want.

Transamerica Insurance & Investment Group

 

The independent agency system of Transamerica Insurance & Investment Group (TIIG) has become a recognized leader in the life insurance industry, respected for our powerful and wide-ranging product portfolio. Their broad range of fixed and variable life insurance products provide consumers with the tools to successfully navigate lifestyle protection, wealth creation, and asset preservation.

 

Securing your family's financial future is one of the most important goals you can achieve. We offer a wide selection of innovative financial services and products designed to help you fulfill your dreams.

 

The Transamerica companies that offer these products are members of the AEGON Insurance Group, a leading international insurance organization.

 

Contact Information

 

Transamerica Worksite Marketing

PO Box 8063

Little Rock, AR 72203-8063

Telephone: 1-800-322-0426

Web site: www.transamerica.com